A contractor will face a variety of liabilities over the course of their completing projects for their clients. However, it is possible to greatly mitigate this threat by using contractor's insurance to provide protection against the liabilities that you may encounter. Does A Contractor's Insurance Policy Always Cover Worker's Compensation? Depending on the size of your contracting operation, you may be required to purchase worker's compensation to cover those working under you.
The requirement for SR22 filing can become necessary for various reasons. However, some people may not have a vehicle and feel as if the added expense that can come with SR22 isn't necessary. Nevertheless, there are some situations in which you may still need or want SR22 insurance, even if you don't own a car. Do You Need Your Driver's License Reinstated? Many people want to maintain a license for various reasons, some of which have nothing to do with actual driving.
Home insurance coverage protects you from various risks, which is why it includes various forms of coverage. One of these is 'other structures' coverage, which many people have heard of but don't know intimately. Below is a series of questions and answers to shed more light on other structures coverage. What Is It? Homeowners insurance is designed for your primary dwelling (your main house). Other structures coverage (also known as Coverage B), on the other hand, applies to other structures on your property aside from your primary dwelling structure.
If you are over the age of 65, but have not yet signed up for medicare due to existing coverage, you may be wondering if medicare will actually save you money or not. Many individuals who have worked their whole lives are hesitant to get on medicare, due to the experiences of others. Some people have complained about the monthly cost of medicare, along with the copayments they have for services they receive.
If you live in a state that requires auto insurance, you can satisfy this requirement by purchasing a minimum-coverage auto insurance policy. This type of policy will satisfy the requirements of your state but having minimum coverage only has some downsides too, and here are some of those downsides. It does not typically protect you against uninsured drivers A minimum-coverage auto insurance policy generally offers liability coverage only, and this means that you probably will not have uninsured or underinsured motorist coverage with this policy.