As a small business owner, you know that there are many risks to your business's success. In fact, over 20 percent of small businesses fail in the first two years. The loss of key personnel can cripple a fledgling business. That's why it's essential to have a key person insurance policy in place to protect your business from the financial losses caused by staff departures. Here's what you need to know.
When purchasing a new car insurance policy, you will find that several different types of coverage can be included in or excluded from your policy. Understanding these different types of coverage is the first step to determining what type of coverage is right for you. You can learn more about several of the most common types of auto insurance coverage below. Liability Coverage Currently, the law requires all drivers to carry liability insurance.
After we had kids, we realized that we needed to up the ante on our insurance coverage. While we had a policy in place, I knew that we had to do something to make sure that we were protected in any instance, which wasn't the case at the time. I began talking with different brokers about what we could do to improve our coverage, and they had some really great suggestions that seemed to help. This website is here to help other people to know how to purchase insurance, and what kinds of policies would work best for your special family.