Insurance Coverage for Our Family

Filing An Insurance Claim With Help From A Public Adjuster

6 April 2018

Christian Byrd

Suffering a substantial financial loss due to your business suddenly being struck by a severe storm is a devastating situation to experience. Getting back on track after going through such an incident is difficult to accomplish without the money that is needed to do so.

However, if the type of storm that destroyed your business is covered by an insurance policy, it decreases the level of stress that you have to deal with. Filing a claim with your insurance provider and being granted a fair amount of money is the main thing that you should be concerned about. After reading the content below, you will understand the worthiness of hiring a public adjuster to assist with the claims and recovery process.

Proper Calculations Will Be Made

Improperly calculating things in regards to what was list financially in the storm can lead to you receiving less money than expected. Not hiring your own public adjuster can also result in you receiving an unfair amount of money after filing a claim. Several things must be considered when calculations are made for your claim.

For instance, the depreciation value of certain assets must be considered rather than filing a claim for their purchase value. A public adjuster will ensure that each calculation is accurate and can be proven to the insurance company if it is necessary.

Negotiations About the Claim Will Be Done

When it comes to being offered a compensation amount that is based on the calculations made by an adjuster that is sent by your insurance provider, you don't have to accept it. If you believe that the offer is unfair, hiring your own public adjuster will be helpful. He or she will be able to negotiate the claim with your insurance provider on your behalf.

The perk of having an adjuster working for you is that the insurance company will have a difficult time denying your claim amount. Negotiating on your own might not end with the results you are expected and can be a long process.

You Can Get Help with the Recovery Process

A public adjuster is useful for more than just assisting with the claims process. You can also receive assistance when it comes to restoring your business back to a good condition. For instance, the adjuster can ensure that the professionals that are needed to repair the interior and exterior of your building are hired. He or she can also be helpful in numerous other ways during the recovery process.

Contact a company like Skipton Claims Management for more information and assistance. 

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