Summer is meant to be a time for relaxing, enjoying yourself, going on adventures, and making long-lasting memories. At the same time, summer is a very hazardous time for car accidents to occur, which is something that auto insurance companies are all too familiar with. One reason that accidents take place during the summertime is due to the fact that road construction is more common and more school-aged individuals are behind the wheel.
If you have summer travel plans, here are a few tips that will hopefully increase your safety while on the road and reduce your risk of an accident, thereby minimizing your chances of having to file an auto insurance claim before the end of your trip.
Get a Vehicle Tune-up
Before you leave town, you will want to take your vehicle into a local repair shop and have routine maintenance performed on it. Some of the maintenance tasks that should be performed on your vehicle to ensure it is ready to take you and your family on a road trip include changing the oil, checking the tires and brakes, and replacing the windshield wipers. You will also want to make sure that you have a good spare tire in the event that you run into any tire-related issues.
Research a Potential Route
While navigation systems will allow you to alter your route at any time during your trip, it can be dangerous to do this while you are driving because you are taking your hands and eyes off of the wheel and road, respectively. So, before you head out on the open road, you should research and decide where you will eat, fill up on gas, and rest. Plus, doing your research ahead of time will allow you to have a good idea of which highways and exits you will be taking, which can help prevent dangerous, last-minute lane changes in the event that your navigation system loses its signal.
Check in with Your Car Insurance Company
Prior to leaving the house, speak to your independent insurance agent. You will want to make sure that you are familiar with what is covered under your auto insurance policy and whether or not you are covered for free roadside assistance, rental cars, etc. In addition, you will want to make certain that you have a copy of your insurance policy information as well as the phone number of your insurance company in the event that an unforeseen accident occurs, which will allow you to promptly report the incident and file an insurance claim. For more information, contact an auto insurance agency like Germain Insurance Agency.
After we had kids, we realized that we needed to up the ante on our insurance coverage. While we had a policy in place, I knew that we had to do something to make sure that we were protected in any instance, which wasn't the case at the time. I began talking with different brokers about what we could do to improve our coverage, and they had some really great suggestions that seemed to help. This website is here to help other people to know how to purchase insurance, and what kinds of policies would work best for your special family.