Becoming an independent property claims adjuster is an ideal career for anyone looking to break into the insurance world and experience higher salary potential and more freedom than staff adjusters. As an independent adjuster, you will be hired on a contract basis to process property insurance claims in a variety of situations, including natural disasters. If this career sounds appealing to you, here are a few tips to keep in mind:
Look Into Licensing Courses
Whether or not you are required to study for a licensing exam in order to become a practicing insurance adjuster depends on your state regulations. Even in states that do not officially require licensing, however, getting a property claims license as well as any additional certifications you are interested in is a great idea. Licenses and certifications in specialized areas—such as catastrophic adjusting or flood claims—are impressive on your resume or LinkedIn profile. The more education you have, the more confident you will be in your new career. Learn more about your options by contacting a company that offers property insurance classes.
If you have a license in a designated home state, you can also apply for state reciprocity. This means that if a natural disaster such as a hurricane happens in another state, you can become eligible to travel to that state and process claims without going through the exam process again. Traveling to different states is one way many independent adjusters amp up their income.
Focus on Networking
Unlike staff adjusters, who are assigned to tasks by their company, independent adjusters find jobs through job boards and networking. Join online networking groups for the insurance industry, attend local meet-ups with other claims adjusters, and make a point to keep your professional social media profiles active and maintained.
Make a Good Impression
The easiest way to get steady work as an independent adjuster is to make a good impression on every job you take on. Most insurance companies who outsource to independent contractors would prefer to save time and hassle by continuing to employ the same reliable adjusters over and over.
Dress professionally, be courteous and empathetic to homeowners experiencing property losses, and make sure your field reports are clear, easy to read, and accurate. Become known as someone who is easy to work with, and you will soon have more work than you can handle.
By following these steps and tips, you will be well on your way to establishing a rewarding career as an independent property claims adjuster.
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